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市府英語課其中一課，題目是

Who Gets the Loan?

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You are a director in the Loan Department of the First National Bank of Iowa City, Iowa (assets: $1 billion). Even though the country is in the midst of an economic recession and interest rates are high, the number of loan applicants is increasing each month. It is your responsibility to decide which of the applicants are good risks and which are not, and to approve or reject them accordingly. 

Consider.

1. 1. The main purpose of the bank is to make money, but it try to maintain the image of a responsible community member.
2. 2. The borrower must pay at least 10% of the principal a year. Standard interest rates are 12.5% per year.
3. 3,You can loan part or all of the loan request.